Real Estate Real Estate Loans Valley Communities Credit Union returns it’s earnings to our member owners in the form of lower loan rates. Our loan officers can offer competitive rates and guide you through the home buying process.   We offer first and second mortgage real estate loans on one or two family owner occupied dwellings located in Marathon, Portage, and Wood counties in Wisconsin. First mortgage loans are issued for a maximum of 30 years (360 payments) Second mortgages are issued for a maximum of 20 years (240 payments). Valley Communities can offer real estate loans on dwellings to a maximum of 80% of the properties value for all mortgages on the property. Remember home equity is a very good way to finance other large purchases. For information on our bare land loans please contact one of our loan officers at any office. See our rate page for payment options. Apply for an home loan today.

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