Draft (Checking)

Share Draft (Checking) Account
Personal Checking
Free Checking Classic Checking
Our most popular Checking Account for a reason! No minimum balance, no monthly fees, and no per check charges!

  • No minimum balance requirement
  • No monthly service fee
  • Unlimited check clearings each month
  • Free ATM or VISA Draft Card (2 free max.)
  • Conversion from another VCCU checking type will occur at the start of the following month
  • Dormant account Fee: $5.00 per month following 90 days of inactivity.
Want to earn interest on your checking account? Try our Classic Checking! And if you maintain a minimum balance of $300.00, there's no monthly fee!

  • Minimum balance requirement: $300.00
  • Monthly Service Fee: $3.00 - If the balance falls below the minimum balance any time during the month.
  • Unlimited check clearings each month
  • Free ATM or VISA Draft Card (2 free max.)
  • Conversion from another VCCU checking type will occur at the start of the following month
  • Dormant account Fee: $5.00 per month following 90 days of inactivity.
  • Dividend Period: The dividend period is monthly. The dividend declaration date is the last day of the month.
  • Daily Balance Compounding Method: Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

Click here for current rates.
Non-Personal Checking
Small Business & Organizational Checking Business Checking
  • Minimum Balance Requirement: $500.00
  • Monthly Service Fee: $3.00 - If the balance falls below the minimum balance any time during the month.
  • Check Clearing: A fee of $.15 will be assessed for each check that clears in excess of 25 per month.
  • Free ATM or VISA Draft Card (2 free max.)
  • Item Processing Fee: A fee of $.20 will be assessed for each item deposited in excess of 100 per month.
  • Return Fee: $5.00 for each returned item deposited.
  • Minimum daily balance to earn interest: $2500.00
  • Dividend Period: The dividend period is monthly. The dividend declaration date is the last day of the month.
  • Daily Balance Compounding Method: Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
  • Monthly Service Fee: $12.00
  • Check Clearing: A fee of $.15 will be assessed for each check that clears in excess of 50 per month.
  • Free ATM or VISA Draft Card (2 free max.)
  • Item Processing Fee: A fee of $.10 will be assessed for each item deposited in excess of 200 per month.
  • Return Fee: $5.00 for each returned item deposited.
  • Minimum daily balance to earn interest: $10,000.00
  • Dividend Period: The dividend period is monthly. The dividend declaration date is the last day of the month.
  • Daily Balance Compounding Method: Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

Click here for current rates.
For more information call or stop by one of our five locations in Marshfield, Mosinee, Stevens Point, Wausau or Wisconsin Rapids. Click here for phone numbers and addresses.
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