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Rates Calculator

No collateral needed! Loans for almost any purpose. Consolidate your debts & more!

Key Features

  • Competitive Rates
  • No Collateral Needed
  • Flexible Terms
  • Fast Decision-Making
  • When you need funds fast, turn to our Kwik Cash Line of Credit. This line of revolving credit lets you pay for ongoing expenses. 
  • Competitive rates for several ongoing or seasonal needs:
    • Holiday shopping
    • Back-to-school shopping
    • Car repairs
    • Home repairs
    • Unexpected bills
    • Last-minute travel
    • And more!
  • No need for collateral backing
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Funds easily released via phone or in-person request or an online transfer through NetBranch to your VCCU savings or checking account
  • Fast loan decisions made right in your own neighborhood
  • Friendly service from fellow community members
  • Get the funds you need with little more than your signature. An unsecured term loan is ideal for borrowers with good credit. 
  • Competitive rates for a wide variety of personal needs:
    • Vehicle repairs or updates
    • Family vacation
    • Education expenses
    • Personal projects or startups
    • And more!
  • No need for collateral backing
  • Repayment terms customized to fit your unique needs
  • Fast loan decisions made right in your own neighborhood
  • Friendly service from fellow community members