Unsecured Loans

Valley Communities Credit Union offers:

  • Signature Loans (borrow for smaller purchases with less).
  • Shared Secured Loans (borrow up the the balance of your share account).
  • Single Payment Notes.
  • Kwik Cash Loans/Overdraft Protection.
  • Credit Card.

Our loan decisions are made locally and in most cases within 10 minutes of a completed application. Talk to one of our loan officers if you want:

  • competitive interest rates.
  • fast loan approval.
  • flexible terms.
  • monthly, bi-weekly, and weekly payment options that allow flexibility if your financial needs change. Payments are applied to the loan at time of receipt.
  • payroll deduction, ACH, direct deposit and bill pay payment options.

Membership Matters Loan Program

If you have less than perfect credit, stop in and talk to one of our loan officers about the benefits of our Membership Matters loan program. When compared to other lenders we offer:

  • reduced interest rates.
  • lower payments and interest costs.

Options may vary based on term, interest rates. See our rates page for payment options.