Savings Accounts

Choose the savings account that’s right for you.

Valley Communities Credit Union offers several options to make your savings work for you. From a basic savings account to an escrow account that provides convenience and peace of mind, we can help you decide what savings account is right for you.

Features Share Savings High Yield Shares Money Market
Best if you want... a basic savings account. to earn more interest on your savings. to earn more interest on your savings.
Online Banking Free
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Free
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Free
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Balance to open $25.00 $5,000.00 $10,000.00
Minimum balance to earn interest $100.00 $5,000.00 $25.00
Interest Rate & Annual Percentage Yield Click Here for Current Rates Click Here for Current Rates Click Here for Current Rates
Monthly Service Charge None None None
Interest Frequency Quarterly Monthly Monthly
E-Statements E-Statements are free through NetBranch. E-Statements are free through NetBranch. E-Statements are free through NetBranch.
Deposits Insured by NCUA up to $250,000 Yes Yes Yes
Features Share Certificate Escrow Christmas Club
Best if you want... to earn fixed rates for specific terms. to establish an account for property taxes and/or hazard insurance. to save for holiday shopping or entertainment expenses.
Online Banking Free
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Free
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Free
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Balance to open $1,000.00
($500.00 for minors)
$.01 $.01
Minimum balance to earn interest $1,000.00
($500.00 for minors)
$.01 $.01
Interest Rate & Annual Percentage Yield Click Here for Current Rates Click Here for Current Rates Click Here for Current Rates
Monthly Service Charge None None None
Interest Frequency Monthly Quarterly Quarterly
E-Statements E-Statements are free through NetBranch. E-Statements are free through NetBranch. E-Statements are free through NetBranch.
Deposits Insured by NCUA up to $250,000 Yes Yes Yes

Federal regulations limit the number of withdrawals or transfers that can be made to another credit union account. You may not make more than six withdrawals or transfers to another credit union account of your own or to a third party by means of a preauthorized, automatic, or computer transfer, telephonic order or instruction, or similar order to a third party.