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Valley Communities Credit Union is committed to go above and beyond for you, the owner!

Why choose us?

Our difference is in the way we serve our members. We define ourselves and our service by our mission to build lifelong relationships. It drives every decision we make. It’s why we say, Membership Matters!

Supported by a team of management, staff, and a volunteer board of directors who oversees the strategic direction of the credit union, Valley Communities Credit Union is one of the healthiest state-chartered credit unions in Wisconsin. Read our Annual Report.  View our current balance sheet.

What is a credit union?

A credit union is a not-for-profit, member owned financial institution. Earnings from VCCU loans and investments are returned to our member owners in the form of higher dividends on savings and lower loan rates. Credit unions are the only financial institutions that exist for the sole purpose to serve the needs of its members.

Who can join VCCU?

Anyone who lives, works or owns property in the following counties: Adams, Clark, Juneau, Lincoln, Marathon, Portage, Shawano, Waupaca, Waushara, and Wood. 

How do I join VCCU?

Open a savings account at Valley Communities Credit Union with a minimum deposit of $25.00 and discover why we say, Membership Matters.

What are VCCU’s values?

We define ourselves by our mission, vision, and core values. They drive every decision we make and are what makes us one of the healthiest state-chartered credit unions in Wisconsin. 

Vision Statement

To become our members primary financial institution. 

Core Values

Trust – We are dedicated to earning lifelong trust in every relationship.
Integrity – We honor our commitments. We are accountable for our actions.
Respect – We value each and every individual and treat them with dignity.

Membership Matters

We continually strive to better understand our members’ financial needs, beliefs, philosophies and values in order to best meet their needs. To learn about special offers and announcements, take a look at our Membership Matters quarterly newsletter. 


Financial – We prepare for the future wisely. We effectively manage our resources, providing excellent and affordable service that ensures a strong future.
Social – Our community commitment results in a strong social bond.