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Our mission is to build lifelong relationships one member at a time, providing sound financial products and services. Part of building those relationships is going the extra mile to make sure we are meeting our members’ financial needs. That’s why we offer the following rewards, discounts, and opportunities — exclusively to VCCU members.

Membership Matters Program

Part of the credit union philosophy is people helping people, which is why VCCU offers a Membership Matters program for those members with less than perfect credit. Let us show you your potential savings by financing your loan with us. Membership Matters is available on consumer loans to VCCU members who have been in good standing for 12 months. Certain restrictions may apply. Contact one of our loan officers for details. 

Rates, terms and conditions are subject to change and vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. 

Love My Credit Union Discounts

Enjoy specials and discounts from thousands of retailers, including Sprint, Target, and more. Love My Credit Union is just one of the reasons you’ll, well, love your credit union! Learn more online.  

TruStage® Insurance

You shouldn’t have to pay a high premium to protect your family and yourself. We’re proud to offer our members discounts on auto, home, and life insurance from TruStage.

VCCU Student Scholarship

We are committed to providing financial education to our members as well as helping them achieve their goals in higher education. It’s part of building lifelong relationships.

In 2008, we started a scholarship program to help members with the expense of college tuition. VCCU awards $1,000 and $500 scholarships to area students who are pursuing post secondary education. Award winners are chosen based on commitment to school and community activities, previous honors or awards, volunteer work, and more.

2024 VCCU Scholarship Application