Compare Checking Accounts
Everyday Needs
VCCU Checking®
Learn MoreBest if you want
A VCCU checking account with no minimum balance and no monthly service fee
Monthly Service Charge
0
ATM Access
Free transactions at VCCU locations
Free Online & Mobile Banking Access
Yes
E-Statements
Yes
Free Debit Card
Yes, free ATM or VISA Draft Cards (2 maximum)
Minimum Opening Deposit
0
Minimum Balance to Earn Interest
N/A
Dividends, Interest Rate and Annual Percentage Yield
N/A
Interest Frequency
N/A
Unlimited Monthly Transactions and Check Clearing
Yes
Competitive Dividends
Classic Checking®
Learn MoreBest if you want
A checking account that earns interest every month and offers competitive dividends on balances of $300 or more
Monthly Service Charge
$3.00 if balance falls below $300 minimum at any time during the month
ATM Access
Free transactions at VCCU locations
Free Online & Mobile Banking Access
Yes
E-Statements
Yes
Free Debit Card
Yes, free ATM or VISA Draft Cards (2 maximum)
Minimum Opening Deposit
0
Minimum Balance to Earn Interest
$300
Dividends, Interest Rate and Annual Percentage Yield
Competitive dividends on balances of $300 or more. See our rates or call any branch for current interest rates
Interest Frequency
Monthly
Unlimited Monthly Transactions and Check Clearing
Yes
Everyday Needs
Kasasa Cash®
Learn MoreBest if you want
A checking account that pays high dividends
Monthly Service Charge
0
ATM Access
Refunds on ATM fees, nationwide up to $15 per cycle
Free Online & Mobile Banking Access
Yes
E-Statements
Yes, required to meet qualifications
Free Debit Card
Yes, free ATM or VISA Draft Cards (2 maximum)
Minimum Opening Deposit
0
Minimum Balance to Earn Interest
0
Dividends, Interest Rate and Annual Percentage Yield
3.00% APY on balances up to $10,000 and 3.00% to 0.41% on balances over $10,000 depending on balance in your account (0.01% APY if qualifications aren't met)
Interest Frequency
Monthly
Unlimited Monthly Transactions and Check Clearing
Yes
Everyday Needs
Kasasa Cash Back®
Learn MoreBest if you want
A checking account that gives you cash back when you use your debit card
Monthly Service Charge
0
ATM Access
Refunds on ATM fees, nationwide up to $15 per cycle
Free Online & Mobile Banking Access
Yes
E-Statements
Yes, required to meet qualifications
Free Debit Card
Yes, free ATM or VISA Draft Cards (2 maximum)
Minimum Opening Deposit
0
Minimum Balance to Earn Interest
0
Dividends, Interest Rate and Annual Percentage Yield
3.00% cash back on balances up to $200 in debit card purchases monthly, up to $6 a month ($72 cash back per year) with no category restrictions on purchases
Interest Frequency
N/A
Unlimited Monthly Transactions and Check Clearing
Yes
VCCU Checking:
You must maintain $25.00 in a membership share under the same account number to maintain this account.
1Online Bill Pay is available for FREE to members. See the VCCU Fee Schedule for details.
Classic Checking:
You must maintain $25.00 in a membership share under the same account number to maintain this account.
1Online Bill Pay is available for FREE to members. See the VCCU Fee Schedule for details.
Kasasa Cash Back:
.