Skip to contentFree Kasasa Saver
- Free account that builds your savings effortlessly
- Automatic transfers of Kasasa Cash® or Kasasa Cash Back® earnings
- No minimum deposit to open
Learn MoreShare Savings
- Establishes your membership to Valley Communities Credit Union
- Competitive dividends paid on balances of $100 or more
- No monthly service fee
Learn MoreHigh Yield Shares
- Competitive dividends earned on balances of $5,000 or more
- Higher dividend earnings than a regular share savings
- Unlimited in-person withdrawals and no monthly service fee
Learn MoreMoney Market
- Competitive dividends earned on balances of $25 or more
- Unlimited in-person withdrawals and no monthly service fee
- Minimum deposit of $10,000
Learn MoreShare Certificate
- Guaranteed, fixed-rate earnings (at a higher rate than regular savings)
- Provides more guarantee than risky investment options
- Wide range of terms available (from 3 months to 5 years)
Learn MoreEscrow
- Save in advance for property taxes and/or hazard insurance
- No monthly service fee and no penalty for withdrawals
- Includes free digital banking services such as online banking
Learn MoreChristmas Club
- Reduce holiday-related debt and stress by saving in advance
- Dividends paid quarterly with no monthly service fee
- Funds available anytime, and no penalty for early withdrawals
Learn MoreYouth Savings
- Kids and teen clubs available
- Deposits earn points, which can be redeemed for prizes
- No monthly service fees
Learn MoreHealth Savings Account (HSA)
- Greater personal control over healthcare management and expenses
- Prepare for qualified medical expenses
- Earn dividends above standard savings on entire balance
Learn MoreIndividual Retirement Accounts (IRAs)
- Competitive dividends above standard savings rates
- Traditional and Roth IRA options
- Coverdell ESA also available to save for college expenses
Learn More
