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IMPORTANT INFORMATION -- ANNOUNCEMENTS -- UPDATES

Lobbies Open

Our lobbies are open!  For your health and safety, we have restrictions on the number of people in our buildings to maintain social distancing guidelines, provide hand sanitizer and masks.  We encourage you to continue to use the drive-up facilities and our online banking services (Netbranch & Mobiliti) as much as possible.  We look forward to serving you!

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Pay at the pump authorization holds can be placed up to $175.00

Visa and Accel have recently updated their pre-authorization processing standards. The new standards apply to authorizations that hold an initial or pre-authorized amount on a card for a period of time until the final amount is known. The pre-authorization hold limit will go to $175.00. This will take affect May 22, 2022.

A preauthorization is a temporary hold placed on a credit or debit card. It is not an actual charge, although it does temporarily make the hold amount unavailable until the settlement or transaction clears. Companies use preauthorization’s to help secure payment. Preauthorization’s apply to several transactions. In general, gas stations, hotels, transportation services and restaurants routinely use preauthorization’s.

For example, gas station pre-pays or pay-at-the pump often place holds on cards to prevent the cardholder from avoiding making the payment by maxing out the card.

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Important Information For Tax Refunds

To avoid delays on direct deposits of your tax refunds, make sure to use the correctly formatted account number. Wrong account numbers may cause returns to be sent back to the IRS.

VCCU’s routing number is 275980735. Your account number is the 10-digit number at the bottom of your check that begins with “0.” The full 10-digits must be used.

If you don’t have checks, or want to deposit your refund to another account, please contact your local VCCU branch for assistance, or send us a message through NetBranch

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Join Our Team

We are seeking positive, outgoing, service-oriented individuals to join our team. For more information about these positions and to apply, click here.

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